What do I need to look for when researching small business health insurance plans?
Question by Katrina D: What do I need to look for when researching small business health insurance plans?
I am researching health insurance plans for my company of 4 employees. However, I am not too sure what to look for. How can I make sure that I get the most beneficial plan?
Best answer:
Answer by Carye
Look for affordability, convenience and reliability. Helath insurance should be cost effective to all involved. You may want to survey you employees and see what their needs and then come to a median. Check out the belwo website for additional resources…
- Carye
http://www.IBOPlus.com/40485726
http://www.EveryoneBenefits.com/40485726
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www.reachd.com Rodney Bartlett interviews Google’s Matt Cutts at Pubcon 2007 in Las Vegas. Matt had some excellent tips for small business owners and answered a few great questions.
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You should request information from all the major health care providers in your area. Make sure you ask for price sheets that compare all of their plans. Once you have them you can compare all the companies. The best rate will probably be an HMO, but look into others as well. Also ask your employees what they want in health care coverage, or what plans they had with other employers.
The best piece of advice for a small business looking for health insurance – get input from your employees. Take a survey. Is it more important that they have a low co-pay or not need referrals?